Please wait...

Rescore 101

What is a Credit Rescore? A Credit Rescore is a streamlined way to correct or remove inaccurate information in a borrower’s credit report, either from 1 or multiple bureaus. What can a Rescore update? Any tradeline/public record currently reported on borrower’s credit profile Liens, bankruptcies, and judgments Accounts not associated with the borrower Account status […]

Read more

Informative Research COO Scott Horn Receives 2018 Rising Star Award

HOUSINGWIRE RECOGNIZES IR’S CHIEF OPERATING OFFICER FOR ACHIEVEMENTS Earlier today, HousingWire recognized IR’s Chief Operating Officer Scott Horn with their coveted 2018 Rising Star Award. The recipients of this award represent a variety of occupations within the housing industry, but all of them demonstrate leadership and innovation that inspire not only those within their own organizations […]

Read more

What Consumers Need to Know about Mortgage Credit Scores

CONSUMERS: WHAT YOU NEED TO KNOW ABOUT MORTGAGE CREDIT SCORES The Basics What is a FICO Score? A FICO credit score is a statistical number calculated by credit information from the three credit bureaus: Equifax, Experian, and TransUnion. All three bureaus generate a separate credit score, each being slightly different due to data variances in […]

Read more

INDUSTRY UPDATE: All Tax Liens to be Removed from Credit Reports

In 2017, the three National Credit Reporting Agencies (NRAs) – Equifax, Experian, and TransUnion – announced and started to implemented enhanced standards for collecting and updating public record data reported on consumer reports, in accordance with the National Consumer Assistance Plan (NCAP) requirements. These new standards went into effect on July 1, 2017 and required […]

Read more