LENDERS: HERE’S YOUR ULTIMATE GUIDE TO CREDIT SCORING The Basics What is a FICO Score? A Fair Isaac (FICO) credit score can be generated for anyone with at least one reported credit tradeline in the past 12 months and is based on data from the three credit bureaus: Equifax, Experian, and TransUnion. All three bureaus […]
BORROWERS: WHAT YOU NEED TO KNOW ABOUT MORTGAGE CREDIT SCORES The Basics What is a FICO Score? A FICO credit score is a statistical number calculated by credit information from the three credit bureaus: Equifax, Experian, and TransUnion. All three bureaus generate a separate credit score, each being slightly different due to data variances in […]
In 2017, the three National Credit Reporting Agencies (NRAs) – Equifax, Experian, and TransUnion – announced and started to implemented enhanced standards for collecting and updating public record data reported on consumer reports, in accordance with the National Consumer Assistance Plan (NCAP) requirements. These new standards went into effect on July 1, 2017 and required […]
IR CHOSEN BY PUSHING THE INDUSTRY FORWARD WITH THEIR NEW TECHNOLOGY Earlier this week, Informative Research received HousingWire’s coveted 2018 TECH100™ award, being recognized as one of the most innovative technology companies in the mortgage industry. Compared to previous years, the number of submissions hit a record high for 2018, demonstrating the high level of […]
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Seasoned expert in mortgage operations to make huge improvements at IR Informative Research today announced Tim Cox as their new SVP of Operations. Utilizing his 19 years of mortgage experience, Cox will be responsible for conceptualizing and implementing new methodologies and systems set to improve our service across all products. Under his direction, Cox will […]