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Utilize and develop the most progressive technology in the industry


Delivers fast results with straightforward platforms and easy billing process


Operate with direct and responsive customer service model


Trusted leader with all three PCI, SOC2, and EI3PA certifications

Who we are

Family Owned with Constant Growth

Since 1946, Informative Research has served over 3,000 mortgage companies, banks, and lenders across the United States. As an innovative technology solutions leader, we strive to continue to substantially streamline the loan process with our straightforward customer service model and progressive solutions. And as the only company in the industry that holds 3 security certifications, IR is committed to protecting client data and celebrates over 70 years of operational and technological excellence.

Serving the Mortgage Industry for Over 70 Years…

Founded in 1946, Informative Research started out as an investigative and research services company for the mortgage lending and insurance industry. And then in 1973, the Buckner family purchased IR and transformed the mortgage industry in 1994 by developing the first-ever TriMerge Credit Report. And now, With our incredible team and dedication to our customers, Informative Research continues to grow into a technology and service powerhouse that is revolutionizing the industry, one solution at a time.

Our Core Products

A Destination for Everything You Need

Find out why Informative Research is at the forefront of technology and discover our wide range of future-proof solutions


Prequalify applicants with our new, consumer-driven service that instantly shows custom loan options via smartphone without impacting credit score and triggering competition.

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Trended Credit Data

Customize your viewing options of trended credit data so you can save time, money, and help qualified clients get the home of their dreams all at once.

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TriMerge Credit Report

We merge credit data from all 3 credit bureaus and remove duplicate tradelines to instantly deliver one clean, comprehensive report.

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Before offering a firm line of credit to applicants, pull a soft inquiry of their credit data to match them to the right loan option instantly.

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Portfolio Monitoring

Actively scans your clients’ profiles and notifies you immediately of any changes that could help maintain or increase your interest.

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As a provider of Fanie Mae’s Day 1 Certainty, we give you access to a borrower’s true income faster than ever.

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Flood Certification

We partnered with the largest and most experienced vendors in the industry so we could offer you the most comprehensive flood coverage nationwide.

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CreditXpert Solutions Suite

Offered with IR’s SoftQual and TriMerge credit reports, it’s an easy
way to qualify more clients and help increase their credit score.

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