Credit reports aren’t the easiest piece of information to read and it’s a layout that the industry isn’t going to revamp any time soon. Luckily, our credit reports are designed to be simple to review and interpret. We’ve accumulated numerous formats because we continue to create custom layouts that fit…
Ever have trouble understanding the difference between a Credit Supplement and Rescore – much less, in what case you would need one over the other? Or just have some general questions that have been on your mind? Well, here are a few answered questions that we’ve heard from clients and…
Digital lending and virtual consumer experiences are all the hype in today’s market. And while there are a lot of benefits, it doesn’t come without its risks. If banks and mortgage companies aren’t prepared, lending fraud can cause a major upset to a company’s bottom line and become a huge…
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (agencies that sell information about check writing histories, medical records, and rental history records)….
Identity theft occurs when someone uses your name, Social Security number, date of birth, or other identifying information, without authority, to commit fraud. For example, someone may commit identity theft by using your personal information to open a credit card account or get a loan in your name. Luckily, the…
