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PreClose Credit Report

Avoid Surprise Fallouts with an Updated Report

Quickly detect whether or not your borrower still qualifies for their loan! With full customization, our PreClose Credit Report helps you compare any differences in your borrower’s credit efficiently so you can glide through the closing process.

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Reduce Risk
Make sure the loan gets approved by checking for new debt or credit inquiries
Quick Summary
Instantly identify any changes between the initial credit report and funding
Updated Profile
Know about new liabilities, tradelines, derogatory activities, and more
Custom Options
Get a soft pull of your client’s complete credit report with or without FICO scores or a summary

Other Features

MEET REQUIREMENTS

As an approved Fannie Mae provider, we are fully compliant with their Loan Quality Initiative guidelines

CRUCIAL SECURITY

After ordering, the data in transit to you and the data at rest in our facility is strictly secured and stored

FLEXIBLE DELIVERY

Order through your integrated LOS system or via our convenient Web Credit System

“IR’s PCC Reports have helped us avoid a lot of buybacks. They let us know ASAP if there are any undisclosed debts that weren’t there when we started the process so we can close the loan faster.”

– Corey G., Underwriting Manager

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