As a mortgage professional, it is vital to be knowledgeable in all aspects of the industry. With credit being such a vital component in the loan process, it is important to understand the ins and outs of credit reports and credit scores. Being knowledgeable in credit will allow you to better assist your borrowers, thereby building stronger relationships that can lead to referrals and repeat business. At IR, we are committed to providing our customers with the knowledge and education that will help them to succeed.

IR offers opportunities for you to expand your knowledge of credit scoring through our one-hour credit scoring seminars. In these informative sessions, we cover the fundamentals of the credit report and explain how credit scores are determined. In this session, you will learn:

• The credit reporting process, from bureau to borrower
• Composition of the credit report
• How scoring works
• What factors determine a credit score
• Tips for raising credit scores
• How to use credit simulation tool

This seminar will equip you with the knowledge and tools that you need to become an expert in credit scoring. If you would like more information about training, or are interested in setting up a training seminar for your branch, please contact celenab@informativeresearch.com.

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