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Account Setup Forms
Form Description
Credit Reporting Services Subscriber Agreement
Informative Research's Credit Reporting Services Subscriber Agreement - choose one of the three agreements below based on your business type:
  (pdf) Agreement for a Sole Proprietor, Partnership, or Privately Held Corporation - with 1+ years in operation.
  (pdf) Agreement for all business entities with less than 1 year in operation.
  (pdf) Agreement for a Publicly Held Corporation or Regulated Financial Institution (e.g. bank or credit union) - with 1+ years in operation.
Credit ReScore Addendum
(Addendum: pdf)
This agreement applies to bankers, lenders, and brokers wanting to use our Credit ReScore product. If using Credit ReScore services only, you must complete the subscriber agreement.
Business Credit Report
(pdf l Word)
This agreement applies to bankers, lenders, and brokers wanting to use the Credit Reporting Services provided by Informative Research.
Flood Agreement
(pdf I Word)
This agreement applies to bankers, credit unions, and lenders wanting to use the IR Flood Determination product that are NOT current subscribers to the Credit Reporting Services.
Flood Agreement
(Addendum: pdf I Word)
This agreement applies to bankers, credit unions, and lenders wanting to use the IR Flood Determination product that are current subscribers to the Credit Reporting Services.
OFAC
(Addendum: pdf I Word)
This agreement applies to customers who would like to include OFAC to their credit reports. (Requires valid subscriber agreement)
Assetwise Direct (SM)
(addendum: pdf I Word)
This agreement applies to lenders or bankers that wish to order credit from the RFC Assetwise Direct (SM) system.
AVM Signup
(pdf I Word)
This agreement applies to bankers, lenders, and brokers wanting to order AVM services.
Credit Xpert
(addendum: pdf I Word)
This agreement applies to customers wanting to add the Credit Xpert Service. Credit reports must be pulled by Informative Research to use Credit Xpert.
Credit Card Payment Authorization Form
(Word)
This form authorizes Informative Research to charge your credit card for services rendered.

IR System Requirements
Download the full system requirements to fully utilize Informative Research's technologies.

Customer Service Forms
Form Description
Borrower Consent Form (pdf) An authorization form from the borrower that allows Informative Research to research and validate tradeline and public record accuracy.

Lender/Banker/Broker Documents
Form Description
Notice to Home Loan Applicant Disclosure (pdf) A generic disclosure for FACT Act compliance.

User Guides
Form Description
WCS User's Guide (pdf) User guide for ordering Credit Reports through the new Web Credit System (WCS_UserGuide)
WCS Admin Guide (pdf) Administrator's guide for managing accounts through the new Web Credit System (WCS_AdminGuide)
How To Join a Live Meeting Training Session Guide (pdf) Instructions for joining a Live Meeting training session for the Web Credit System
Ordering Credit Reports (pdf) User guide for ordering Credit Reports through the Informative Research web site. (IR Web Guide)
Ordering Credit Reports
(Quick Guide)
(pdf)
Condensed user guide for ordering Credit Reports through the Informative Research web site. (IR Web Quick Guide)
Ordering Supplemental Services for Your Credit Reports (pdf) User guide discussing the supplemental service ordering process. (IR Web Order Supps)
Fannie Mae - Ordering IR Credit Reports from DO/DU (pdf) User Guide describing how to order credit reports through Fannie Mae's Desktop Originator®/Desktop Underwriter®.
Ordering Flood (pdf) User guide for ordering Flood Certification Certificates through the Informative Research web site.
Configuring to Order Credit through RFC (pdf) User guide for Assetwise Direct (SM) setup and configuration.

Software
Form Description
WebCD1 (zip) Interface files for Calyx Point versions 3.5c through 3.7c.
WebCD2 (zip) Interface files for Byte 4.x, LOP v. 4.2-4.8, MortgageWare 6.x-8.x, Sound v. 1.95, FICS DOS/Windows, and Pipeline 5.4x.

If you were unable to locate what you were looking for, please contact our Customer Technical Support and Training department. We are here to assist you.