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Reading A Credit Report
Informative Research's credit reports
are designed for simple review and understanding. Built
from years of experience and thousands of client comments,
Informative Research's reports provide the details that
are pertinent to the loan process in a readable format.
Although they convey a great deal of information, we have
separated the data into sections for quick and easy decisions.
Learn more about the report section by
clicking the appropriate section title.
 Account
Basics/Header
Applicant/Co-Applicant
Information
Employment
Information
Trades/Derogatory
Trades
Collection
Information
Inquiries
Public
Records Information
Score
Information
Credit
Data Repository Information
Data is always reported back to the LOS/automated
underwriting engines as expected. Given the array of options
and the flexibility and control we afford our clients, the
printed report can vary in layout and depth of information.
A complete sample credit report can be downloaded and printed.
If you still require additional assistance in understanding
a reported data point, please do not hesitate in contacting
our experienced customer support specialists.
Report doesn't look like the one you use?
Try these links
instead.
Download Sample IR
Web Report (pdf:print version)
Download Sample Score
Disclosure for California Homebuyers (pdf:print version)
Quick Reference (ECOA
Codes, Payment Status
Codes, Account Type Codes)
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