|
Collection Accounts Information |
|||||
| 1 | Collection
Agency The name of the collection agency is listed. |
2 | Account Number Account numbers are truncated for consumer protection. You can use the partial account number shown to compare to the 1003 application. |
3 | Original Creditor In addition to the collection agency, we list the original assigning creditor on the report. |
| 4 | Repository
Identifier The repository identifier indicates the source of the tradeline information. |
5 | Reported Date Indicates the date the tradeline was reported to the repository. |
6 | Date of Last Activity
(DLA) Indicates the date of last activity on the account. |
| 7 | Opened Date The date the account was established. |
8 | ECOA Indicates the relationship of the tradeline to the borrower by ECOA code. |
9 | Balance As of the last update, indicates the outstanding balance on the account. |
| 10 | Credit Limit Indicates the reported credit limit for the account. Not all creditors report a credit limit. |
11 | Payment Indicates the payment amount due each period. |
12 | High
Credit Indicates the historical high balance on the account. |
| 13 | Account Type Indicates the type of account by code. The code differs for IR Web and Optima reports. |
14 | Terms Indicates the terms of repayment granted by the creditor. Term definitions may include the length of the payment contract if reported to the repository. |
15 | Current
Status Indicates the current payment status by code. |
| 16 | Months Reviewed Indicates the total number of months the account has been reviewed. |
17 | Remarks/Narratives Added details about the account supplied by the creditor. |
||
|
|
|||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||