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Borrower Information
In accordance with the federal Fair Credit
Reporting Act (FCRA) and state laws, we are providing the
basic information you may need to answer questions regarding
your credit. The information is separated into various sections
for your convenience.
Informative Research complies with section
611(a) (procedure in Case of Disputed Accuracy) of the FCRA
in the event of a borrower dispute. Informative Research’s
clients utilize our services to provide credit reports as
part of the home loan package. Results of credit investigations
conducted by Informative Research are supplied to its clients
and borrowers, solely for the lending decision process.
Compliance with Section 611(a) of the
FCRA by the three major credit repositories may result in
permanent changes to the credit file.
 Frequently
Asked Questions for Borrowers
Collection
of Links and Resources
Understanding
How to Read a Credit Report
NOTE: The How to Read a Credit Report
section is intended for mortgage bankers, lenders and brokers.
As such, there may be information that does not pertain
to your copy of the report.
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