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Premier Plus Credit Report
Running unnecessary credit reports is
a hidden cost that should be avoided. When faced with a
borrower who has a rocky credit history, or with a situation
where an RMCR might be necessary, but you aren't certain
you need to spend the extra money, a Premier Plus might
just be the answer you are looking for.
With all the standard features and benefits
of a Premier credit report, the Premier Plus includes expert
verification usually found only in an RMCR. Up to three
individual verifications are included at no extra cost.
In addition, the Premier Plus is the only credit report
you can actually upgrade to an RMCR. So when faced with
an uncertain borrower history, it saves you money to start
with the Premier Plus report.
Benefits include:
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Easy,
no-cost verification of up to three areas of concern,
such as payment history, rental or employment background,
or even updating tradeline accounts. |
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Quick
and uncomplicated upgrade to a full RMCR. |
Standard Premier benefits included:
Credit ClearView
Highly accurate tri-merge report
using proprietary MergeMax logic.
3 Month Coverage: 90-day borrower history for full coverage
of accounts with maximum efficiency.
Easy Formatting
Our quick-reference layout allows
you to assemble a complete borrower profile in seconds.
Score Review Choice
Select among three credit score review
models for the one that suits your needs most appropriately.
Customized Delivery
Can populate data to many unique
LOS systems, email a PDF file, or fax the complete profile
to your machine.
Common Interface
Interfaces with most LOS systems,
including Calyx Point, Loansoft, Genesis, Mortgageware and
more…
Lender approved
Trusted Fannie Mae direct credit
provider since 1995; Relationships with GMAC Residential
Funding Corporation and Bank of America.
CreditSearch
When faced with borrower the services
cannot rate, our MergeMax logic program performs an automatic
SSN search.
Optional Features
Variety of Optional Features to ease
your workload, including:
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Customizations
available on the credit scoring models. |
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Summarized
credit score data and debt-to-income ratio calculations
for your borrower profile. |
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Predictive
modeling for bankruptcy and delinquency potential via
bureau risk scoring models to help protect your assets. |
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Data
patterns regarding borrower payments, gathered via Bureau
information on revolving accounts. |
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Outstanding
balance tradeline summary via the Asset and Debt Worksheet. |
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EasyScan
Creditor Directory for quick reference to the creditors
named in the report. |
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Consumer
Referral section to direct borrowers where they can
send their inquiries. |
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Customized
format to support your loan officer's workflow. Data
can be presented in a format that best meets your needs. |
Discover how Informative Research can
improve your workflow and streamline your credit reporting
capabilities. Contact
our sales staff for assistance in identifying the appropriate
solutions today.
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