Impac Lending Group Partners With Informative Research to Offer Expanded Options for Users of iDASLg2 Automated Lending Solution

GARDEN GROVE, Calif., March 15 – Impac Lending Group, a subsidiary of Impac Mortgage Holdings, Inc. (NYSE: IMH) and Informative Research announced today that users of the iDASLg2 automated underwriting platform can now order or reissue credit reports from Informative Research. This strategic supplier agreement ensures that Impac remains on the forefront by offering its users access to the best credit reporting choices, while furthering Informative Research’s mission to support innovation by integrating with Impac’s second-generation (g2) technology.

The iDASLg2 automated lending solution allows mortgage brokers to realize the benefits of industry innovation. Brokers can import borrower information into iDASL from their loan origination software, or input directly into an online 1003. They can then order or reissue an IR credit report, a critical step in Impac’s full approval decision process. A co-sponsored web site has been launched at www.impacbroker.com to enable brokers to easily sign-up to receive the benefits of the partnership.

“Informative Research is a natural addition to the iDASLg2 system,” stated Don Currie, Senior Vice President of Sales for Impac Lending Group. “Impac has always focused on innovating the mortgage lending process, and on quickly adapting to changing conditions. We are pleased to give our customers the ability to choose Informative Research from iDASLg2 and feel confident that this is the beginning of a successful partnership.”

“Informative Research is excited to strengthen our focus on the broker community by developing partnerships in line with our Commitment to Customer Excellence philosophy,” said Sean Buckner, Senior Vice President for Informative Research. “IR is the ideal partner to help Impac achieve their goal of expanding the number of users for their iDASL technology, and we see this opportunity as an occasion to expand our influence by providing our brand of specialized service to Impac and their customer base.”

Impac’s Direct Access System for Lending (iDASL) is an interactive decisioning system that to date is approaching 2 billion in monthly submissions and has a nearly 80% approval rate for those loans submitted. With the new g2 technology, Impac has increased the speed of full auto underwriting to mere seconds, and has provided brokers with greater advantages for getting loans approved directly through iDASLg2. At www.impacbroker.com, Impac and Informative Research have made it even easier for interested brokers to sign up to receive full loan approvals with Impac using IR credit reports.

About Impac Lending Group
Impac Lending Group (ILG), a division of IFC, originates non-conforming first mortgage loans and second mortgage loans through a network of brokers located nationwide. ILG specializes in loans to borrowers with less than perfect credit or who are seeking minimum employment/income documentation requirements. For further information, please visit http://www.impaclending.com.

About Impac Mortgage Holdings, Inc.
Impac Mortgage Holdings, Inc. is a Mortgage Real Estate Investment Trust ("REIT"), which operates three core businesses: (1) the Long-Term Investment Operations, (2) the Mortgage Operations, and (3) the Warehouse Lending Operations. The Long-Term Investment Operations invests primarily in Alt-A mortgage loans. The Mortgage Operations acquires, originates, sells and securitizes primarily Alt-A mortgage loans and the Warehouse Lending Operations provides short-term financing to mortgage loan originators. The Company is organized as a REIT for tax purposes, which generally allows it to pass through earnings to stockholders without federal income tax at the corporate level.

About Informative Research
Informative Research is a privately held information provider, servicing the mortgage lending industry since 1946. Informative Research was founded to provide research services aimed at reducing the risk faced by the banking and lending community. During its 58-year history, IR has evolved into one of the nation’s recognized leaders for full service mortgage information services, distinguished by its implementation of technology and its Commitment to Customer Excellence (C2E), which emphasizes extraordinary relationships with the lenders, brokers, and agents involved in the loan process. For further information regarding the benefits of working with Informative Research, please contact us at 714-638-2855, or visit http://www.informativeresearch.com.

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